Systematic Investment Planning
SHIV SHAKTI International Journal in Multidisciplinary and Academic Research (SSIJMAR) Vol. 1, No. 3, September-October (ISSN 2278 – 5973)
SYSTEMATIC INVESTMENT PLAN V/S OTHER INVESTMENT AVENUES IN INDIVIDUAL PORTFOLIO MANAGEMENT (A Comparative Study)
Dr. Punita Soni1 Mrs. Iram Khan2
1 .Head and Associate professor, Department of Management Studies, JIET, Jodhpur Email id-drpunitasoni11@gmail.com 2 .Research Scholar-Department of Business Administration, J.N.V.U. Jodhpur
1 www.ssijmar.in Choosing a wise investing option is very necessary to minimize the risk and to maximize the return because a balance is required to be maintained between the risk and return. With the fulfillment of this objective, SIP has played a significant role in the Indian financial market. It’s gives opportunities to small investors to invest their small amount and to take return of financial market with minimum risk. Investment is a commitment of a person‟s funds to obtain future income in the form of interest, dividends, rent, premiums, pension benefits or the appreciation of the value of his principal capital. The main objectives are increasing return and to reduce the risk. Investment, referred to as the concept of deferred consumption, which might consist of purchasing an asset, rendering a loan, keeping the saved funds in a bank account such that it might generate profitable returns in the future. It is the employment of funds with the aim of achieving additional income or growth in value. At present, Bonds, Debentures, Equity Shares, Preference shares, Bank Fixed Deposit, Provident Fund, LIC, Mutual Fund, etc. wide variety of investment avenues are open to the investor to suit his varied preferences in terms of liquidity, safety, risk appetite, return, tax concessions etc. The investment avenue that proves to be the most attractive to an investor depends on his objectives and relevant circumstances at any particular time. In other words, the options of investments are huge, all
SYSTEMATIC INVESTMENT PLAN V/S OTHER INVESTMENT AVENUES IN INDIVIDUAL PORTFOLIO MANAGEMENT (A Comparative Study)
Dr. Punita Soni1 Mrs. Iram Khan2
1 .Head and Associate professor, Department of Management Studies, JIET, Jodhpur Email id-drpunitasoni11@gmail.com 2 .Research Scholar-Department of Business Administration, J.N.V.U. Jodhpur
1 www.ssijmar.in Choosing a wise investing option is very necessary to minimize the risk and to maximize the return because a balance is required to be maintained between the risk and return. With the fulfillment of this objective, SIP has played a significant role in the Indian financial market. It’s gives opportunities to small investors to invest their small amount and to take return of financial market with minimum risk. Investment is a commitment of a person‟s funds to obtain future income in the form of interest, dividends, rent, premiums, pension benefits or the appreciation of the value of his principal capital. The main objectives are increasing return and to reduce the risk. Investment, referred to as the concept of deferred consumption, which might consist of purchasing an asset, rendering a loan, keeping the saved funds in a bank account such that it might generate profitable returns in the future. It is the employment of funds with the aim of achieving additional income or growth in value. At present, Bonds, Debentures, Equity Shares, Preference shares, Bank Fixed Deposit, Provident Fund, LIC, Mutual Fund, etc. wide variety of investment avenues are open to the investor to suit his varied preferences in terms of liquidity, safety, risk appetite, return, tax concessions etc. The investment avenue that proves to be the most attractive to an investor depends on his objectives and relevant circumstances at any particular time. In other words, the options of investments are huge, all
References: Monthly / Yearly publications SEBI bulletin for the month of Dec 2009 Handbook of statistics on the Indian Securities Market (2008), by SEBI “News Index”, a newsletter of Bank of Maharashtra, Jan 2010 edition Systematic Investment Plan guide by ICICIDIRECT, June 30, 2009 Investment Management &Security Analysis-Sonal Jain,Manish Rathi,Vipin Jain and Security analysis & portfolio management –M.R. Agarwal Nupur Agarwal Websites http://www.amfindia.com http://www.bankbazaar.com/guide/how-does-a-daily-systematic-investment-plan-work/ http://www.blonnet.com/2009/04/16/stories/2009041651091000.htm 7 www.ssijmar.in http://www.caclubindia.com/articles/why-systematic-investment-is-the-best-course--2218.asp http://easytimepass.blogspot.in/2011/01/advantage-of-doing-sip-on-mutual-fund.html http://www.thehindubusinessline.com/2009/08/28/stories/2009082852040100.htm http://www.equitymaster.com/detail.asp?date=10/01/2001&story=3&title=SystematicInvestment-Plan-A-study http://rj-finance.blogspot.in/2010/05/sip-systematic-investment-plans-by.html http://www.slideshare.net/ramesh1989/project-report-8655271 http://www.thehindubusinessline.com/2008/10/18/stories/2008101852051500.htm http://www.thehindubusinessline.com/2009/08/21/stories/2009082151801000.htm 8 www.ssijmar.in