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Service Of Scb In Home Loan

Financial institutions of a country play an important role in mobilizing the unutilized savings and guiding their way through to useful investment projects. The financial institutions go a long way in building the financial backbone of the country’s economy. Through capital raising, loan providing, lending support to venture new entrepreneurs with their concerns, the financial institutions are driving the nation towards financial solvency. In a developing country such as Bangladesh, the role of financial institutions is imperative. Here the financial institutions mostly comprise of nationalized commercial banks (NCB), privatized commercial banks (PCB) and foreign commercial banks (FCB) that is, the major portion of financing for businesses and a majority of the core financial services are provided by banks. By the nature of their business, banks are very good at mobilizing savings and providing payment services and liquidity. As such they facilitate economic growth for the country. A major source of the revenue’s is the varieties of loan products that they offer.

Loan products are one if the key components of banks assets. Most of the revenues generated by banks are generated through the loan products. One of the market leaders of the banking sector of Bangladesh, Standard Chartered Bank is no exception in this regard. Through their strong brand image and affiliation with a large parent company, they are able to provide innovative services to the consumers of a developing country such as ours. Among its various products, one of the key products is the “Home Loans” which we have selected as the area for our study.

SCOPE OF THE REPORT:

The study has many dimensions and covers a broad spectrum. The subject matter of the study includes the analysis of home loan provided by Standard Chartered bank in Bangladesh. This report also focuses on the theoretical aspects of real estate and a short overview of the growth of standard Chattered bank in Bangladesh....