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Fha Handbook

A Alimony As Liability 2-l1(A) As Income 2-7(F), 2-9(C)(1)(h) Amendatory Clause 3-4 Application 3-1(A) Assumptions Chap.4 Attachment A 1-7 Auto Allowance 2-7(O) B Bank Statements 3-1(E) Bankruptcy 2-3(E) Borrower Identification 3-2(B) Building on Own Land 1-8(D) Buydowns 2-14 C Cash-on-Hand 2-10(M) Citizenship, not required 2-2(B) Child Care Expenses 2-11(A) Child Support As Liability 2-11(A) As Income 2-7(F) Closing Costs 1-6(B)(1),1-7 Commission Income 2-7(D) Community Property States 2-2(D) Compensating Factors 2-13 Concessions Financing 1-7(B) Seller 1-7(A) Contingent Liabilities 2-11(B) Co-Borrowers Non-Occupants 1-8(B) On Title 2-2(A) Cosigners 2-2(A) Credit Documents (Age of) 3-1 History 2-3 Credit Alert System (CAIVRS) 2-5(C) Streamline Refinances 1-12 Assumptions 4-4 D Debt-to-Income Ratio 2-12 Deposit Verification 3-1(E) Depreciation 2-9(1)(b), 2-9(1)(c) Disclosure Statement 3-11 Discount Points 1-9 (B) E Earnest Money 2-10(A) Effective Income 2-5 (C)(3) Employer Assistance 2-10(I) Employment 2-7 Energy Efficient Homes 2-19 Energy Efficient Mortgage 2-20 Equal Credit OpportunityAct (ECOA) 3-11(B) F Fair Housing Regulations 3-11 (A) Federal Obligations 2-4(B), 2-5(A)(B) Foreclosure 2-3(D), 2-14(5)(A) Funds for Closing 2-10 G General Contractor 1-8(D) Gift Funds 2-10(C) Gross Income 2-12 H Hotel and Transient Use 3-8 HUD-1 Settlement Statement 2-10(E) HUD-Owned (PD) Properties 1-4(A) I Identity-of-Interest 1-8 (A) Income Alimony 2-7(F) Commission 2-7(D) Interest and Dividend 2-7(H) Non-taxable Income 2-7(Q) Overtime and Bonus 2-7(A) Part-time and Seasonal 2-7(B) Projected 2-7(R) Ratios 2-12 Rental 2-7(M) Retirement 2-7(E) Salary and Wage 2-7 Self-Employed 2-9 Social Security 2-7(E) Trust 2-7(P) Unacceptable 2-6 Income Tax Returns 2-9, 4-1(F) Corporate (IRS 1120) 2-9(C)(2) Partnership (IRS 1065) 2-9(C)(4) "S" Corporations (IRS 1120S) 2-9(C)(3) Schedules B 2-9(C)(1)(E)...