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E-Commerce Fraud. ... This is due to the increase consumer usage of e-commerce which
has grown while the rate of online fraud has been stable accordingly. ...
... "While e-commerce appears to be alive and kicking, the growth rate in the levels
of fraud appear to be growing at the same rate as well," Healy said. ...
... Consumer and merchant protection against fraud: It is easy to reach millions on
the Internet and to conduct different types of E-Commerce-related fraud. ...
... carry on. Product suitability of e-commerce have many disadvantages of
e-commerce, one of the main ones is fraud. This is where ...
... E-commerce/internet marketing involves reduced inventory costs ? By contracting
on-line, businesses ... hear in news is about a lot of computer fraud or scams ...
Submitted by mjefe on May 17, 2005
Category: Business
Words: 2178 | Pages: 9
Views: 863
Popularity Rank: 8,322
Average Member Grade: N/A (Add a Comment / Grade this Paper)
As internet use develops, both businesses and consumers are utilizing this opportunity to achieve their goals. Some of these goals include expanding into greater markets for businesses and shopping online for consumers. These online transactions now encompass much more than the traditional online banking. They represent the billions of merchants and consumers whom take part in online transactions twenty-four hours a day. With this, credit cards and online transactions are quickly becoming an important legal issue. The different areas include: types of payment methods and their components, legislation, and online security such as encryption software. All parties must understand this complex scenario to successfully navigate and participate in any online transactions.
With consumers, businesses, and governments transacting business on the internet more than ever, various electronic payment methods have arose. The most widely used payment method is credit cards, which account for eighty percent to ninety percent of internet payments . Debit cards are also another major medium of payment. Variations such as electronic money or e-money and stored value cards have added features beyond the normal credit card and debit card. The goal of these variations of electronic payments has been to make purchasing simpler by allowing the transfer of cash value to a card . Unlike the debit card that deducts money from an account, the card itself represents the account. For example, retailers are replacing the traditional gift certificates for these stored value cards because they allow more purchasing options. They can be used either online or offline. Some stored value cards can be recharged with cash while others are disposable. An example of a popular value card is the American Express Gift card which can be used to make any purchases at vendors which accept American Express.
Some of the newer internet-based payment systems have e-wallets where value...
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