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Code Of Business Ethics

Overview
At Countrywide, ethical conduct and legal compliance are the foundation for our position of industry leadership. Countrywide's ability to maintain its leadership position requires that each employee, officer and director exhibit a high level of personal integrity when interacting with Countrywide customers, business partners, shareholders, and each other. Directors, officers and employees must allow honesty, common sense and good judgment to govern their conduct.
As a condition of employment, each officer and employee is expected to comply with this Code of Business Ethics and will be held accountable if he or she fails to do so. Any violation of this Code, or any conduct that violates any law, rule, regulation, or ethical or professional norm, is subject to disciplinary action, up to and including termination of employment. Directors, officers and employees are also expected to cooperate fully with any company audits or investigations and to answer all questions fully and truthfully. It is a violation of company policy to intimidate or impose any other form of retaliation on any employee who reports any actual or suspected illegal or unethical conduct (however, an employee who knowingly makes a false report may be subject to discipline).
This Code provides the standards of conduct that guide all directors, officers, and employees of Countrywide. All of our directors, officers and employees must conduct themselves appropriately and seek to avoid even the appearance of improper behavior.
Our Ethics Statement serves as the benchmark by which each of our daily business decisions should be measured and lies at the very core of the Countrywide way of doing business:
"At Countrywide, ethical standards guide our business conduct. We act lawfully and with integrity in our dealings with our customers, business partners, shareholders, and with each other."
Compliance with Laws, Rules and Regulations
Countrywide directors, officers and employees are required...