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Benefits Analysis. Benefits Analysis Part I, II, and III Inventory of Benefits
Medical Expense Coverage KenCrest provides four different ...
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... Some detailed benefits of job analysis include: 1. It provides uniform guidelines
for dealing with employment selection, compensation, performance standards ...
Submitted by bernirace on March 21, 2008
Category: Business
Words: 4202 | Pages: 17
Views: 107
Popularity Rank: 87,469
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Benefits Analysis Part I, II, and III
Inventory of Benefits
Medical Expense Coverage
KenCrest provides four different medical plan options, so that employees can choose the plan that best meets their needs, all fully insured through Independence Blue Cross and Keystone Health Plan East which both have A.M Best ratings that were recently downgraded to B (Fair) . KenCrest also provides two Flexible Spending Accounts for medical spending and dependent care. Full time employees working 30 or more hours/week and Part time employees working at least 20 hours/week are eligible for health benefits on the first day of the month following 90 days of employment. Eligible dependents include the eligible employees spouse and eligible children up to age 19 (23 if full-time student). Full time employees who elect one of KenCrest medical plans are provided $325 flexible credit dollars per month to use towards the purchase of a healthcare plan. Any extra dollars after the purchase of healthcare can be used to purchase other contributory benefits. Part time employee’s health benefits are fully contributory.
Keystone Health Plans – HMO
The HMO provides medical care through a selected group of doctors and hospitals. The insured has a primary care physician who coordinates medical needs and refers patients to specialists as needed. With the HMO, there are no claims forms, no deductibles, and low out-of-pocket expenses. Employee contributions are $298/mo for single up to $874/mo for family coverage.
Keystone Health Plans – Point Of Service (POS)
A Point of Service is an HMO plan. It provides benefits with no deductibles and little or no out-of-pocket expenses for covered services provided or referred by your primary care physician. POS has a self-referred care feature which gives employees the freedom to use...
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